債務重組涉及與各債權人協商新的還款方案，以緩解原有債務負擔。然而，由於新的協議可能損害債權人的利益，因此欠債人和債權人之間達成重組協議並非易事。常見的個人債務重組計劃條款一般如下： To get an IVA, you should have some spare cash flow on a monthly basis to pay for your creditors, generally not less than £100. Your creditors are unlikely to accept an IVA In case your payments are a lot l... https://drp22110.blogsmine.com/30144798/a-secret-weapon-for-iva是什麼-iva-drp-top