The inclusion of time-different covariates into survival Assessment has led to better predictions of enough time to default in behavioural credit scoring products. On the other hand, when these time-various covariates are endogenous, there are two major troubles: estimation bias with the survival design and insufficient a prediction framework https://louisgndib.ttblogs.com/8450951/helping-the-others-realize-the-advantages-of-peter-cornwell